A financial institution which accepts deposits, extends loans and honors negotiable instruments.
- The first chartered bank of the United States was the First Bank of the United States, formed in 1791 by The United States Congress.
- The Bank of North America, with national bank charter #1, still exists today and is held by Wachovia, N.A.
- The Second Bank of the United States was chartered 5 years after the charter for the First Bank of the United States expired and the Second Bank was also located in Philadephia.
- Flatbush National Bank of Brooklyn, New York was the first bank to issue a credit card in 1946.
- First Woman's Bank of Tennessee, founded in 1919 is the first bank to be managed by all women.
- The first bank Jesse James' robbed was the Clay County Savings Association in the town of Liberty. It was the first armed robbery of a US bank after the Civil War.
- Three of the top five are headquartered in New York City, NY (Citigroup, JPMorgan Chase & Taunus). Bank of America and Wachovia are headquartered in Charlotte, NC.
- If a US bank has FDIC insurance, your deposits are protected up to $100,000.
- There are seven states without a failed bank – Alaska, Delaware, Maine, Mississippi, Montana, North Dakota and Vermont.
- The oldest bank still in existence is Monte dei Paschi di Siena, headquartered in Siena, Italy, which has been operating continuously since 1472.
- A Bank's main source of income is interest on loans it gives.